Thursday, August 30 2018 10:09 PM EDT2018-08-31 02:09:36 GMT
What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new...More Content
What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new survey...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:45 GMT
The total civilianlabor force is slightly over 162 million people, according to the July 2018Employment Bulletin from the Bureau of Labor Statistics (BLS). 156.0 million of the labor force is currentlyemployed,...More Content
The total civilianlabor force is slightly over 162 million people, according to the July 2018Employment Bulletin from the Bureau of Labor Statistics (BLS). 156.0 million of the labor force is currentlyemployed, while 6.3...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:42 GMT
"Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while...More Content
"Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while they're...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:40 GMT
Small Changes, Big Impact Sometimes a seemingly small difference can have a large effect, like the straw that broke the proverbial camel's back. According to a recent study by the credit bureau Experian, that...More Content
Small Changes, Big Impact Sometimes a seemingly small difference can have a large effect, like the straw that broke the proverbial camel's back. According to a recent study by the credit bureau Experian, that same...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:38 GMT
Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors...More Content
Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors are...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:34 GMT
According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently...More Content
According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently updated report...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:32 GMT
How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice. Credit cards can change...More Content
How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice. Credit cards can change annual...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:31 GMT
Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a...More Content
Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a lump sum. ...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:29 GMT
Have you checked your credit report lately? If not, what's keeping you from doing so? A recent survey by WalletHub found several reasons, ranging from complexity to fear. Your credit report is a history of all...More Content
Have you checked your credit report lately? If not, what's keeping you from doing so? A recent survey by WalletHub found several reasons, ranging from complexity to fear. Your credit report is a history of all your...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:28 GMT
How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this...More Content
How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this question with...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:26 GMT
By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they...More Content
By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:24 GMT
Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian,...More Content
Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian, Equifax, and...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:24 GMT
You must maximize your retirement funds to increase your chances of enjoying a comfortable retirement, so it's important to avoid unnecessary fees that take a bite out of your nest egg without providing value...More Content
You must maximize your retirement funds to increase your chances of enjoying a comfortable retirement, so it's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return....More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:23 GMT
On-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score. Payments on...More Content
On-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score. Payments on most debts...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:22 GMT
By Andrea Woroch Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster. If you're...More Content
By Andrea Woroch Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster. If you're scared to...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:22 GMT
Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the...More Content
Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the billing...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:21 GMT
Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its...More Content
Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its relative...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:18 GMT
A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens...More Content
A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens exist to...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:19 GMT
You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday...More Content
You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday loans to...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:16 GMT
Your credit score is one of the primary items that lenders check when they consider loaning you money. A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference...More Content
Your credit score is one of the primary items that lenders check when they consider loaning you money. A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference – but how...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:16 GMT
Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as...More Content
Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as compared to...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:14 GMT
For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over...More Content
For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over the next...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:12 GMT
Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it. The IRS...More Content
Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it. The IRS offers a...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:11 GMT
Have you ever lied for financial gain? The odds are strong that you've done it at least once. According to a new study from finder.com, almost 4 out of 5 Americans have admitted to lying for some type of...More Content
Have you ever lied for financial gain? The odds are strong that you've done it at least once. According to a new study from finder.com, almost 4 out of 5 Americans have admitted to lying for some type of financial gain –...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:09 GMT
One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into...More Content
One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into your 70s...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:08 GMT
Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's...More Content
Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's important to...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:05 GMT
Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has...More Content
Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has introduced a...More Content
Thursday, August 30 2018 5:26 PM EDT2018-08-30 21:26:35 GMT
Put away your white pants and bid farewell to summer, because Labor Day 2018 is (already) upon us! Take a minute to reflect on the state of employment in the U.S. by checking out the latest labor statistics in our...More Content
Put away your white pants and bid farewell to summer, because Labor Day 2018 is (already) upon us! Take a minute to reflect on the state of employment in the U.S. by checking out the latest labor statistics in our...More Content
Wednesday, May 23 2018 10:01 PM EDT2018-05-24 02:01:30 GMT
What goes up must come down – when considering the effects of gravity. That principle doesn't typically apply to taxes. In the rare cases where taxes do go down, other taxes tend to go up to compensate...More Content
What goes up must come down – when considering the effects of gravity. That principle doesn't typically apply to taxes. In the rare cases where taxes do go down, other taxes tend to go up to compensate government...More Content
Tuesday, May 22 2018 11:23 AM EDT2018-05-22 15:23:33 GMT
Welcome to the 2018 home-buying market. Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this...More Content
Welcome to the 2018 home-buying market. Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this buyer's...More Content
Tuesday, May 22 2018 11:23 AM EDT2018-05-22 15:23:30 GMT
Are you planning to work in retirement? If so, is it because you need money? The recent American Working Conditions Survey (AWCS) from the Rand Corporation think tank suggests another reason – you want to be there....More Content
Are you planning to work in retirement? If so, is it because you need money? The recent American Working Conditions Survey (AWCS) from the Rand Corporation think tank suggests another reason – you want to be there. A Rand...More Content
Saturday, May 19 2018 4:13 AM EDT2018-05-19 08:13:32 GMT
It's difficult to purchase a home in a buyer's market – and 2018 certainly meets that standard. Pent-up demand and an extreme shortage of homes have led to a rapid increase in prices that outpaces recent...More Content
It's difficult to purchase a home in a buyer's market – and 2018 certainly meets that standard. Pent-up demand and an extreme shortage of homes have led to a rapid increase in prices that outpaces recent wage gains....More Content
Friday, May 18 2018 10:13 PM EDT2018-05-19 02:13:22 GMT
The recent Tax Cuts and Jobs Act (TCJA) represents one of the biggest changes to the tax code in many years. Will the Internal Revenue Service be up to the challenge of enforcing these changes? For the last five...More Content
The recent Tax Cuts and Jobs Act (TCJA) represents one of the biggest changes to the tax code in many years. Will the Internal Revenue Service be up to the challenge of enforcing these changes? For the last five years, the...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:35 GMT
We know the stereotype of the unmotivated millennial, living at home with their parents without any long-term plan or concern about their situation. Is that a fair representation? Do millennials disproportionately...More Content
We know the stereotype of the unmotivated millennial, living at home with their parents without any long-term plan or concern about their situation. Is that a fair representation? Do millennials disproportionately live with...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:33 GMT
Women often face greater financial challenges than men in retirement. Lower average salaries and fewer working years make it difficult for women to achieve suitable nest eggs. Results from the recent Transamerica...More Content
Women often face greater financial challenges than men in retirement. Lower average salaries and fewer working years make it difficult for women to achieve suitable nest eggs. Results from the recent Transamerica Retirement...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:31 GMT
Are you satisfied with your credit cards? If so, are you convinced that your current card best fits your needs – or have you never considered other options? Whatever the reason, many Americans tend to stay with...More Content
Are you satisfied with your credit cards? If so, are you convinced that your current card best fits your needs – or have you never considered other options? Whatever the reason, many Americans tend to stay with their...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:30 GMT
Are you looking to buy a home in the current seller's market? We'd wish you good luck, but making a standout offer on a home requires more preparation than luck. To uncover successful home buying tactics...More Content
Are you looking to buy a home in the current seller's market? We'd wish you good luck, but making a standout offer on a home requires more preparation than luck. To uncover successful home buying tactics in a...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:29 GMT
Easing Up on the Plastic A new government report provides both good news and bad news about America's massive consumer debt load. The bad news: America's total consumer debt continues to rise. According to...More Content
Easing Up on the Plastic A new government report provides both good news and bad news about America's massive consumer debt load. The bad news: America's total consumer debt continues to rise. According to May's...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:28 GMT
Who's thinking about retirement when they're young? Retirement accounts are typically not a priority for young workers – but they should be. That's precisely the time to take the greatest advantage of...More Content
Who's thinking about retirement when they're young? Retirement accounts are typically not a priority for young workers – but they should be. That's precisely the time to take the greatest advantage of compounding...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:27 GMT
You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario. According to...More Content
You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario. According to the...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:25 GMT
President Trump promised changes in Washington upon his election. Whether you are a Trump fan or foe, there's no question he's succeeded in that goal. Sometimes the change is precipitated by the...More Content
President Trump promised changes in Washington upon his election. Whether you are a Trump fan or foe, there's no question he's succeeded in that goal. Sometimes the change is precipitated by the President's...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:22 GMT
Let's face it: Americans are woefully unprepared for retirement. Surveys consistently tell us that far too many workers have insufficient retirement funds or even absolutely nothing saved for retirement at all....More Content
Let's face it: Americans are woefully unprepared for retirement. Surveys consistently tell us that far too many workers have insufficient retirement funds or even absolutely nothing saved for retirement at all. Sadly,...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:20 GMT
Which is the worst first-date mistake – talking about an ex, eating food off your date's plate, or mentioning that you are heavily in debt? We have no idea, but we're guessing that a second date is...More Content
Which is the worst first-date mistake – talking about an ex, eating food off your date's plate, or mentioning that you are heavily in debt? We have no idea, but we're guessing that a second date is unlikely in all...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:19 GMT
How bad is America's student loan situation? According to recent data from the New York Federal Reserve, our $1.38 trillion in outstanding student loan debt is second only to mortgage debt but comes with a...More Content
How bad is America's student loan situation? According to recent data from the New York Federal Reserve, our $1.38 trillion in outstanding student loan debt is second only to mortgage debt but comes with a higher...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:18 GMT
Confidence Without Reason Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years? The 28th Annual Retirement Confidence Survey conducted...More Content
Confidence Without Reason Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years? The 28th Annual Retirement Confidence Survey conducted by the...More Content
Wednesday, May 17 2017 3:58 AM EDT2017-05-17 07:58:23 GMT
You've received a letter from the IRS regarding an audit. What is your plan? Assuming the fetal position? Heavy drinking? Fleeing the country? Spontaneous combustion? None of these actions is necessary. Simply...More Content
You've received a letter from the IRS regarding an audit. What is your plan? Assuming the fetal position? Heavy drinking? Fleeing the country? Spontaneous combustion? None of these actions is necessary. Simply stay calm...More Content
Thursday, May 25 2017 3:45 AM EDT2017-05-25 07:45:37 GMT
It's time to honor that special woman in your life. Mother's Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money...More Content
It's time to honor that special woman in your life. Mother's Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money on classic...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:14 GMT
Who would turn down free money? According to the Motley Fool, approximately 20% of workers with matching 401(k) retirement plans are effectively dismissing free money by making a significant mistake with their...More Content
Who would turn down free money? According to the Motley Fool, approximately 20% of workers with matching 401(k) retirement plans are effectively dismissing free money by making a significant mistake with their contributions....More Content
Wednesday, May 23 2018 4:01 AM EDT2018-05-23 08:01:10 GMT
Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement? According to the recent Transamerica Retirement Survey of...More Content
Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement? According to the recent Transamerica Retirement Survey of Workers, you...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:11 GMT
Home ownership is a fulfilling but difficult goal. The challenges of being single can make it even more difficult to find an affordable home to buy – especially for single women. According to data provided by...More Content
Home ownership is a fulfilling but difficult goal. The challenges of being single can make it even more difficult to find an affordable home to buy – especially for single women. According to data provided by Zillow, the...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:09 GMT
Identity thieves depend on speed and deception to make the most of their stolen information. They submit fake tax forms in your name before you submit your own. They drain your bank account before you check your...More Content
Identity thieves depend on speed and deception to make the most of their stolen information. They submit fake tax forms in your name before you submit your own. They drain your bank account before you check your balance....More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:06 GMT
Are you ready to enter the home-buying market? Recent statistics suggest that you will need superior planning, plenty of cash, and more than a little luck. According to the National Association of Realtors (NAR),...More Content
Are you ready to enter the home-buying market? Recent statistics suggest that you will need superior planning, plenty of cash, and more than a little luck. According to the National Association of Realtors (NAR), the...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:03 GMT
How's your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting...More Content
How's your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you...More Content
Friday, May 18 2018 2:41 PM EDT2018-05-18 18:41:01 GMT
We frequently hear about America's crushing student loan debt – but auto loans are not far behind. While student loans are approaching $1.5 trillion, outstanding auto loans topped the $1.2 trillion mark in the...More Content
We frequently hear about America's crushing student loan debt – but auto loans are not far behind. While student loans are approaching $1.5 trillion, outstanding auto loans topped the $1.2 trillion mark in the third...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:58 GMT
Subprime Loans are Back Since the housing crisis began over a decade ago, subprime mortgage loans basically disappeared – thanks to regulatory actions from government and self-preservation for both lenders and...More Content
Subprime Loans are Back Since the housing crisis began over a decade ago, subprime mortgage loans basically disappeared – thanks to regulatory actions from government and self-preservation for both lenders and borrowers. The...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:56 GMT
You are experiencing sweet satisfaction knowing that your taxes were filed on time. That is, until you realize that you took a deduction when you did not qualify for it, or forgot to claim an important tax credit...More Content
You are experiencing sweet satisfaction knowing that your taxes were filed on time. That is, until you realize that you took a deduction when you did not qualify for it, or forgot to claim an important tax credit that could...More Content
Tuesday, May 22 2018 10:01 PM EDT2018-05-23 02:01:00 GMT
It Will Cost You More to Buy A Home The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed...More Content
It Will Cost You More to Buy A Home The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed mortgage interest...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:54 GMT
What happens to your employer-based 401(k) account when you leave a job? That's for you to decide – and if you make no decision, you may end up losing hard-earned benefits. A recent study by the Government...More Content
What happens to your employer-based 401(k) account when you leave a job? That's for you to decide – and if you make no decision, you may end up losing hard-earned benefits. A recent study by the Government...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:53 GMT
Did your paycheck increase due to the recent tax cuts? Many Americans saw a change in their take-home pay beginning in February once the IRS issued its new tax withholding tables. Businesses adjusted the...More Content
Did your paycheck increase due to the recent tax cuts? Many Americans saw a change in their take-home pay beginning in February once the IRS issued its new tax withholding tables. Businesses adjusted the withholding for...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:51 GMT
If you're a Medicare beneficiary, check your mail very carefully. You'll be receiving a new Medicare card with an important new identification number that you'll need soon. Your current Medicare ID...More Content
If you're a Medicare beneficiary, check your mail very carefully. You'll be receiving a new Medicare card with an important new identification number that you'll need soon. Your current Medicare ID card contains...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:49 GMT
Are you ready to tackle a home improvement project this year? If so, you have plenty of company. According to the latest LightStream Home Improvement Survey, 58% of Americans are ready to pour money into home...More Content
Are you ready to tackle a home improvement project this year? If so, you have plenty of company. According to the latest LightStream Home Improvement Survey, 58% of Americans are ready to pour money into home improvement...More Content
Friday, May 18 2018 2:40 PM EDT2018-05-18 18:40:45 GMT
America's economy is improving by most standards – but is it improving on the backs of excessive debt? According to the New York Federal Reserve, total household debt reached a new high of $13.15 trillion in...More Content
America's economy is improving by most standards – but is it improving on the backs of excessive debt? According to the New York Federal Reserve, total household debt reached a new high of $13.15 trillion in the fourth...More Content
Friday, May 5 2017 9:54 PM EDT2017-05-06 01:54:58 GMT
Can you eliminate debt by settling with a creditor to pay less than you owed and still come out on the short end? It is possible, based on potential tax liabilities. Not only that, but "any time an account is...More Content
Can you eliminate debt by settling with a creditor to pay less than you owed and still come out on the short end? It is possible, based on potential tax liabilities. Not only that, but "any time an account is settled for...More Content
Tuesday, May 9 2017 3:55 AM EDT2017-05-09 07:55:59 GMT
Did you end up owing a boatload of money to the IRS at tax time without having the money to pay for it, or did you receive a large refund? While the former is a lot more unpleasant than the latter, they are both...More Content
Did you end up owing a boatload of money to the IRS at tax time without having the money to pay for it, or did you receive a large refund? While the former is a lot more unpleasant than the latter, they are both symptoms of...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:50 GMT
Why Delay Saving for Retirement? Are retirement savings a priority for you? If not, why aren't they? Perhaps you have other expenses to deal with, excess debt, or too little income. Maybe you don't know...More Content
Why Delay Saving for Retirement? Are retirement savings a priority for you? If not, why aren't they? Perhaps you have other expenses to deal with, excess debt, or too little income. Maybe you don't know how much...More Content
Wednesday, May 17 2017 9:58 PM EDT2017-05-18 01:58:36 GMT
You have bought an expensive new toy in expectation of your tax refund, and are now desperately waiting for the refund to arrive before the repo man and his large friend Vito come to visit. How can you find out the...More Content
You have bought an expensive new toy in expectation of your tax refund, and are now desperately waiting for the refund to arrive before the repo man and his large friend Vito come to visit. How can you find out the status of...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:49 GMT
Have we bridged the gender gap when it comes to household roles, domestic duties, and career choices? Not entirely – but a new survey suggests that women are leading the way in closing the gap and preparing the...More Content
Have we bridged the gender gap when it comes to household roles, domestic duties, and career choices? Not entirely – but a new survey suggests that women are leading the way in closing the gap and preparing the next...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:48 GMT
By Kelly Hartog It's been more than seven months since the credit reporting agency Equifax revealed in September 2017 that 143 million Americans' personal data – including Social Security numbers,...More Content
By Kelly Hartog It's been more than seven months since the credit reporting agency Equifax revealed in September 2017 that 143 million Americans' personal data – including Social Security numbers, addresses and...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:47 GMT
Most individuals in the U.S. know to keep their tax returns for three years in case the IRS decides to audit them, but few know that there are exceptions to that time limit. Some people throw away their oldest...More Content
Most individuals in the U.S. know to keep their tax returns for three years in case the IRS decides to audit them, but few know that there are exceptions to that time limit. Some people throw away their oldest return when...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:47 GMT
April is National Social Security Month! Your Social Security Number (SSN) may be your most important piece of identification – yet it's likely that you never carry your Social Security card with you. You...More Content
April is National Social Security Month! Your Social Security Number (SSN) may be your most important piece of identification – yet it's likely that you never carry your Social Security card with you. You probably...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:46 GMT
Your credit score may not be good enough to allow you to qualify for a home at a reasonable interest rate, but can a less-than-stellar credit score also keep you from finding a good place to rent? "Credit scores...More Content
Your credit score may not be good enough to allow you to qualify for a home at a reasonable interest rate, but can a less-than-stellar credit score also keep you from finding a good place to rent? "Credit scores aren't...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:45 GMT
How would you like an overnight increase in your credit score, through no action of your own? An estimated 11% of Americans experienced an immediate credit boost as of April 16. It wasn't a visit from the...More Content
How would you like an overnight increase in your credit score, through no action of your own? An estimated 11% of Americans experienced an immediate credit boost as of April 16. It wasn't a visit from the Credit Fairy,...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:42 GMT
Big Gains, Big Tax Headaches Were you tempted in 2017 by cryptocurrencies promising huge financial gains? If you did make a Bitcoin purchase, you may have done very well. The value of Bitcoin gained more than...More Content
Big Gains, Big Tax Headaches Were you tempted in 2017 by cryptocurrencies promising huge financial gains? If you did make a Bitcoin purchase, you may have done very well. The value of Bitcoin gained more than 1,200% over the...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:42 GMT
Are you financially literate? How about your kids? MoneyTips can help, but there may be something special soon going on in your neighborhood to help you learn more about personal finance. Money Smart Week®, a...More Content
Are you financially literate? How about your kids? MoneyTips can help, but there may be something special soon going on in your neighborhood to help you learn more about personal finance. Money Smart Week®, a public...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:41 GMT
When your identity is stolen, you have so many potential issues to deal with — changing passwords, closing accounts, dealing with fraudulent charges, and placing fraud alerts with the credit bureaus — that you may...More Content
When your identity is stolen, you have so many potential issues to deal with — changing passwords, closing accounts, dealing with fraudulent charges, and placing fraud alerts with the credit bureaus — that you may forget...More Content
Saturday, April 15 2017 3:49 AM EDT2017-04-15 07:49:11 GMT
It is hard to beat the convenience of a credit card for purchases, but does that same convenience make it worth paying your taxes by credit card? It might, but that depends on several factors involving money and...More Content
It is hard to beat the convenience of a credit card for purchases, but does that same convenience make it worth paying your taxes by credit card? It might, but that depends on several factors involving money and time. The...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:20 GMT
Waiting until the last minute to pay your taxes can cost you if you are expecting a refund, since the government hangs on to your money and receives more interest on it. However, if you owe money to the government,...More Content
Waiting until the last minute to pay your taxes can cost you if you are expecting a refund, since the government hangs on to your money and receives more interest on it. However, if you owe money to the government, that same...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:19 GMT
By Eric Olsen Executive Director, HELPS Nonprofit Law Firm According to the Kaiser Foundation, almost half (21 million) of American seniors have incomes below 200% of the poverty line. Many have debt they...More Content
By Eric Olsen Executive Director, HELPS Nonprofit Law Firm According to the Kaiser Foundation, almost half (21 million) of American seniors have incomes below 200% of the poverty line. Many have debt they can't afford...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:19 GMT
Have you ever cheated on your taxes? If so, you are in the minority – but you aren't alone, either. A new Credit Karma survey finds that 6% of American taxpayers have knowingly cheated on their taxes. The real...More Content
Have you ever cheated on your taxes? If so, you are in the minority – but you aren't alone, either. A new Credit Karma survey finds that 6% of American taxpayers have knowingly cheated on their taxes. The real total may...More Content
Thursday, May 4 2017 9:54 PM EDT2017-05-05 01:54:40 GMT
Instead of enjoying a tax refund this year, you are surprised to find that you owe Uncle Sam. Even worse, you do not have the money to pay these surprise taxes. What can you do? One thing you definitely do not...More Content
Instead of enjoying a tax refund this year, you are surprised to find that you owe Uncle Sam. Even worse, you do not have the money to pay these surprise taxes. What can you do? One thing you definitely do not want to do is...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:18 GMT
America's collective readiness for retirement is improving, according to Fidelity's latest Retirement Savings Assessment study. The study distills America's retirement readiness into a single score...More Content
America's collective readiness for retirement is improving, according to Fidelity's latest Retirement Savings Assessment study. The study distills America's retirement readiness into a single score representing...More Content
Wednesday, April 19 2017 9:50 PM EDT2017-04-20 01:50:08 GMT
The Internal Revenue Service has plenty of ways to penalize you for mistakes on your tax return. Some of these potential penalties are so convoluted and complex that there may well be disagreement within the IRS on...More Content
The Internal Revenue Service has plenty of ways to penalize you for mistakes on your tax return. Some of these potential penalties are so convoluted and complex that there may well be disagreement within the IRS on when they...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:17 GMT
As much fun as it is to hold your tax refund check in your hands as you rub them together with glee, direct deposit is a simpler and faster method of receiving your refund. It may be safer as well. Not only will...More Content
As much fun as it is to hold your tax refund check in your hands as you rub them together with glee, direct deposit is a simpler and faster method of receiving your refund. It may be safer as well. Not only will you be...More Content
Tuesday, May 2 2017 9:54 PM EDT2017-05-03 01:54:05 GMT
Examples of really bad ideas: Forgetting your spouse’s birthday or your anniversary, do-it-yourself brain surgery, and forgetting to file your federal tax return or pay your federal taxes. You may be short on the...More Content
Examples of really bad ideas: Forgetting your spouse’s birthday or your anniversary, do-it-yourself brain surgery, and forgetting to file your federal tax return or pay your federal taxes. You may be short on the cash to pay...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:16 GMT
As the tax filing deadline looms, many Americans continue to prepare and file their annual income taxes. The 86 million taxpayers who own their homes and have a mortgage, can take advantage of different tax...More Content
As the tax filing deadline looms, many Americans continue to prepare and file their annual income taxes. The 86 million taxpayers who own their homes and have a mortgage, can take advantage of different tax deductions,...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:15 GMT
A Closer Look at the New Tax Law's Effects The Tax Cuts and Jobs Act (TCJA) promised an income tax cut for most Americans. Is that promise less likely to be fulfilled if you live in certain states? The Tax...More Content
A Closer Look at the New Tax Law's Effects The Tax Cuts and Jobs Act (TCJA) promised an income tax cut for most Americans. Is that promise less likely to be fulfilled if you live in certain states? The Tax Policy Center...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:14 GMT
Tax season is almost over. Have you filed your return yet, or are you still scrambling to beat the April 17 deadline for 2018? Don't overlook these common tax deductions that could save you money. When you...More Content
Tax season is almost over. Have you filed your return yet, or are you still scrambling to beat the April 17 deadline for 2018? Don't overlook these common tax deductions that could save you money. When you hurry through...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:13 GMT
Why do you even bother signing your credit card receipts? Nobody ever looks at it. You could write your name, Donald J. Trump, Samuel L. Jackson, or Bullwinkle J. Moose and nobody would care – would they? ...More Content
Why do you even bother signing your credit card receipts? Nobody ever looks at it. You could write your name, Donald J. Trump, Samuel L. Jackson, or Bullwinkle J. Moose and nobody would care – would they? Theoretically,...More Content
Wednesday, May 3 2017 3:54 AM EDT2017-05-03 07:54:10 GMT
If you are nowhere near ready to file your taxes as the deadline approaches, you may file an extension with the IRS that gives you up to six more months to file your taxes. Filing an extension will spare you from...More Content
If you are nowhere near ready to file your taxes as the deadline approaches, you may file an extension with the IRS that gives you up to six more months to file your taxes. Filing an extension will spare you from late filing...More Content
Wednesday, April 25 2018 7:27 AM EDT2018-04-25 11:27:44 GMT
For many people, tax refund day is like Christmas in the spring. As they prepare their tax returns, millions of Americans hold their breath in anticipation of how much their tax refund is going to be — and then run...More Content
For many people, tax refund day is like Christmas in the spring. As they prepare their tax returns, millions of Americans hold their breath in anticipation of how much their tax refund is going to be — and then run to the...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:12 GMT
How many times in life do you have to worry about removing too little money from a financial account? Before retirement, there are few such concerns – but, for most retirement plans, once you reach age 70½, you...More Content
How many times in life do you have to worry about removing too little money from a financial account? Before retirement, there are few such concerns – but, for most retirement plans, once you reach age 70½, you must take a...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:11 GMT
If it sounds too good to be true, it probably is. That's sound advice for almost all aspects of life, including the search for mortgage relief services. Distressed homeowners don't have to resort to...More Content
If it sounds too good to be true, it probably is. That's sound advice for almost all aspects of life, including the search for mortgage relief services. Distressed homeowners don't have to resort to third-party...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:10 GMT
You've heard of CSI, but what about IRS CI? That's not a new TV crime show, but the real-life Internal Revenue Service Criminal Investigation. This Division is the only federal agency authorized to...More Content
You've heard of CSI, but what about IRS CI? That's not a new TV crime show, but the real-life Internal Revenue Service Criminal Investigation. This Division is the only federal agency authorized to investigate...More Content
Friday, April 28 2017 9:52 PM EDT2017-04-29 01:52:54 GMT
Are you a procrastinator who waits until the very last moment to file your taxes? Thanks to Emancipation Day, the filing deadline is April 18, 2017, to file your taxes for the 2016 tax year. That gives you a few...More Content
Are you a procrastinator who waits until the very last moment to file your taxes? Thanks to Emancipation Day, the filing deadline is April 18, 2017, to file your taxes for the 2016 tax year. That gives you a few more days to...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:08 GMT
What's in your savings account? If you're a millennial, there's a decent chance that there's nothing in your account but IOUs and promises. A 2017 survey by GoBankingRates found that 46% of...More Content
What's in your savings account? If you're a millennial, there's a decent chance that there's nothing in your account but IOUs and promises. A 2017 survey by GoBankingRates found that 46% of millennials aged...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:07 GMT
In general, deducting pet expenses on your tax return can get you into hot water with the Internal Revenue Service (IRS). Usually pet expenses will not hold up should the IRS audit you. However, specific cases...More Content
In general, deducting pet expenses on your tax return can get you into hot water with the Internal Revenue Service (IRS). Usually pet expenses will not hold up should the IRS audit you. However, specific cases exist that...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:05 GMT
The Internal Revenue Service (IRS) budget has been cut by $900 millionsince 2010 and it now has 21,000 less employees than it did then, making IRS customer service challenging to say the least. The latest figures...More Content
The Internal Revenue Service (IRS) budget has been cut by $900 millionsince 2010 and it now has 21,000 less employees than it did then, making IRS customer service challenging to say the least. The latest figures show that...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:04 GMT
It is an exciting time when you start your new business. You have so many things to think of that you may forget one of the most important aspects — taxes. Before you dive into the business world, take a few...More Content
It is an exciting time when you start your new business. You have so many things to think of that you may forget one of the most important aspects — taxes. Before you dive into the business world, take a few minutes to...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:03 GMT
The Dirty Dozen — a 1967 war movie starring Lee Marvin, Charles Bronson, and Jim Brown, or a list of the top twelve tax scams as identified by the Internal Revenue Service? How about both? Each year, the IRS...More Content
The Dirty Dozen — a 1967 war movie starring Lee Marvin, Charles Bronson, and Jim Brown, or a list of the top twelve tax scams as identified by the Internal Revenue Service? How about both? Each year, the IRS releases a list...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:02 GMT
Should you invest in a Roth IRA instead of a traditional IRA? If you have earned income for the year, your modified adjusted gross income (MAGI) is less than $135,000 as a single filer and $199,000 for married...More Content
Should you invest in a Roth IRA instead of a traditional IRA? If you have earned income for the year, your modified adjusted gross income (MAGI) is less than $135,000 as a single filer and $199,000 for married filing...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:01 GMT
The Affordable Care Act (ACA, or Obamacare if you prefer) has probably had a significant impact on your health insurance. Did you realize that Obamacare has had an effect on your taxes as well? Here are a few of...More Content
The Affordable Care Act (ACA, or Obamacare if you prefer) has probably had a significant impact on your health insurance. Did you realize that Obamacare has had an effect on your taxes as well? Here are a few of the tax...More Content
Monday, April 16 2018 3:50 PM EDT2018-04-16 19:50:00 GMT
Contributing to a retirement account can be difficult for lower income households, but one can argue that it is even more important for those families to take advantage of all the retirement savings options that...More Content
Contributing to a retirement account can be difficult for lower income households, but one can argue that it is even more important for those families to take advantage of all the retirement savings options that are...More Content
Monday, April 16 2018 3:49 PM EDT2018-04-16 19:49:58 GMT
Life Insurance isn't for you – it's for those you leave behind. Without sufficient insurance, your family may endure financial hardships on top of the shock and grief caused by your passing. According to a...More Content
Life Insurance isn't for you – it's for those you leave behind. Without sufficient insurance, your family may endure financial hardships on top of the shock and grief caused by your passing. According to a recent...More Content
Wednesday, April 12 2017 9:48 PM EDT2017-04-13 01:48:49 GMT
When people think of tax shelters, they sometimes think of Swiss bank accounts, shady overseas investments, or fraudulent or questionable activities by wealthy but unscrupulous businessmen. That is an unfair...More Content
When people think of tax shelters, they sometimes think of Swiss bank accounts, shady overseas investments, or fraudulent or questionable activities by wealthy but unscrupulous businessmen. That is an unfair...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:31 GMT
By Mark Fidelman If cryptocurrency history is written by the winners, then this is the year for Monero (XMR), the anonymous crypto coin, to add its name to the ledger. As of this week, Monero has a market cap of...More Content
By Mark Fidelman If cryptocurrency history is written by the winners, then this is the year for Monero (XMR), the anonymous crypto coin, to add its name to the ledger. As of this week, Monero has a market cap of $4.5...More Content
Saturday, March 3 2018 4:01 AM EST2018-03-03 09:01:54 GMT
With a defined benefit plan, like a pension, retirees collect a fixed amount in every year of retirement. However, more and more Americans are retiring with defined contribution plans, in which they build assets up...More Content
With a defined benefit plan, like a pension, retirees collect a fixed amount in every year of retirement. However, more and more Americans are retiring with defined contribution plans, in which they build assets up mainly...More Content
Saturday, March 3 2018 1:01 AM EST2018-03-03 06:01:56 GMT
By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm At this time of year, creditors sometimes send out what is called a Form 1099-C. They email it to the Internal Revenue Service (IRS) and copy the person...More Content
By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm At this time of year, creditors sometimes send out what is called a Form 1099-C. They email it to the Internal Revenue Service (IRS) and copy the person who owes...More Content
Friday, March 2 2018 10:01 PM EST2018-03-03 03:01:56 GMT
For eight years in my 20's, I was working 80-90 hours a week, fixated on chasing the all-powerful dollar. I barely saw my wife and first-born child, and I was miserable. I made a lot of money, but had no...More Content
For eight years in my 20's, I was working 80-90 hours a week, fixated on chasing the all-powerful dollar. I barely saw my wife and first-born child, and I was miserable. I made a lot of money, but had no balance. At 30,...More Content
Friday, March 2 2018 4:01 AM EST2018-03-02 09:01:31 GMT
By Kelly Hartog One of the most significant changes in the GOP tax plan is the abolition of the alimony tax break. Until now, the person paying alimony in a divorce could claim a tax deduction on that money. The...More Content
By Kelly Hartog One of the most significant changes in the GOP tax plan is the abolition of the alimony tax break. Until now, the person paying alimony in a divorce could claim a tax deduction on that money. The spouse...More Content
Friday, March 2 2018 1:01 AM EST2018-03-02 06:01:16 GMT
Who says that millennials can't manage their money? To a certain extent, millennials do – even though the evidence suggests otherwise. Bank of America recently released the Winter 2018 edition of their Better...More Content
Who says that millennials can't manage their money? To a certain extent, millennials do – even though the evidence suggests otherwise. Bank of America recently released the Winter 2018 edition of their Better Money...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:36 GMT
Preparing a tax return is not most people's idea of a good time. As a result, we tend to procrastinate and wait until the last minute to file our returns. However, there are good reasons to start preparing your...More Content
Preparing a tax return is not most people's idea of a good time. As a result, we tend to procrastinate and wait until the last minute to file our returns. However, there are good reasons to start preparing your tax...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:34 GMT
Failure to plan is planning to fail. That phrase applies to many aspects of life, including taxes. Avoid tax-time failure with adequate planning while watching out for these 12 pitfalls. 1. Disorganization – If...More Content
Failure to plan is planning to fail. That phrase applies to many aspects of life, including taxes. Avoid tax-time failure with adequate planning while watching out for these 12 pitfalls. 1. Disorganization – If you have...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:32 GMT
The Equivalent of Debtors' Prison Is there such a thing as a modern-day debtors' prison? Not literally, asdebtors' prisons were outlawed by Congress in 1833. However, a recent ACLUreport on the...More Content
The Equivalent of Debtors' Prison Is there such a thing as a modern-day debtors' prison? Not literally, asdebtors' prisons were outlawed by Congress in 1833. However, a recent ACLUreport on the criminalization of...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:31 GMT
Don't believe everything you hear about taxes. Your friendly, neighborhood Internal Revenue Service has recently identified and debunked six common myths about tax filing. Every Tax Refund is Delayed –...More Content
Don't believe everything you hear about taxes. Your friendly, neighborhood Internal Revenue Service has recently identified and debunked six common myths about tax filing. Every Tax Refund is Delayed – According to the...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:29 GMT
War is coming. This one will not be a traditional type of war. This conflict will be fought inside the borders of the United States, between foes of different birth-years armed with little more than outrage and...More Content
War is coming. This one will not be a traditional type of war. This conflict will be fought inside the borders of the United States, between foes of different birth-years armed with little more than outrage and hyperbole....More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:27 GMT
Early retirement sounds delightful. Who wouldn't want to give up their desk for a deck chair, 9-to-5 for a 9-iron, or board meetings for surfboards and snowboards? According to our recent survey, many people...More Content
Early retirement sounds delightful. Who wouldn't want to give up their desk for a deck chair, 9-to-5 for a 9-iron, or board meetings for surfboards and snowboards? According to our recent survey, many people are retiring...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:25 GMT
Formed in 2003, IRS Free File is the product of a partnership between the Internal Revenue Service and a group of twelve online tax software suppliers that form the Free File Alliance – including such familiar...More Content
Formed in 2003, IRS Free File is the product of a partnership between the Internal Revenue Service and a group of twelve online tax software suppliers that form the Free File Alliance – including such familiar names as...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:24 GMT
Taxes again? Didn't we just give the government tax money last year? Indeed we did, as we do every year. However, you can give the government less of your money by taking advantage of all the legal tax savings...More Content
Taxes again? Didn't we just give the government tax money last year? Indeed we did, as we do every year. However, you can give the government less of your money by taking advantage of all the legal tax savings for which...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:22 GMT
By Ryan Coon, CEO and co-founder of Rentalutions While the unusually fast push-through of the Tax Cuts and Jobs Act raised eyebrows around the country, potential real estate investors have reason to cheer now that...More Content
By Ryan Coon, CEO and co-founder of Rentalutions While the unusually fast push-through of the Tax Cuts and Jobs Act raised eyebrows around the country, potential real estate investors have reason to cheer now that it's...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:21 GMT
Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse? Generally, it is to file jointly – but there are several factors to consider before...More Content
Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse? Generally, it is to file jointly – but there are several factors to consider before making your...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:20 GMT
For three years in a row, Americans are going to get a little extra time to file their taxes, thanks to a holiday that may be completely unknown to you. In 2018, the tax-filing deadline will be April 17 thanks to...More Content
For three years in a row, Americans are going to get a little extra time to file their taxes, thanks to a holiday that may be completely unknown to you. In 2018, the tax-filing deadline will be April 17 thanks to...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:17 GMT
Excessive Borrowing – Bad for Countries As Well As People? If you continue to run a balance on your credit card every month, eventually your overspending will catch up with you. Collective interest charges will...More Content
Excessive Borrowing – Bad for Countries As Well As People? If you continue to run a balance on your credit card every month, eventually your overspending will catch up with you. Collective interest charges will send you into...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:16 GMT
Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people...More Content
Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people do,...More Content
Thursday, March 1 2018 12:18 PM EST2018-03-01 17:18:11 GMT
You've been presented with a free trial offer for a product or service that you find interesting. Why wouldn't you take advantage of it? The Federal Trade Commission (FTC) warns you to proceed with caution,...More Content
You've been presented with a free trial offer for a product or service that you find interesting. Why wouldn't you take advantage of it? The Federal Trade Commission (FTC) warns you to proceed with caution, because...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:33 GMT
How much money will you need to retire? Financial advisors have frequently recommended a $1 million nest egg for a comfortable retirement, but there's no one-size-fits-all magic number. Have you ever figured...More Content
How much money will you need to retire? Financial advisors have frequently recommended a $1 million nest egg for a comfortable retirement, but there's no one-size-fits-all magic number. Have you ever figured out how much...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:31 GMT
Like most Americans, you probably want to get through your taxes as quickly as possible. However, do not rush through your return so quickly that you simply take the standard deduction and ignore deductions that...More Content
Like most Americans, you probably want to get through your taxes as quickly as possible. However, do not rush through your return so quickly that you simply take the standard deduction and ignore deductions that can bring...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:29 GMT
Many of you have put our online Life Insurance Quote Comparison Tool to the test and found that you can easily get life insurance quotes and find the best coverage available. When you are considering how much life...More Content
Many of you have put our online Life Insurance Quote Comparison Tool to the test and found that you can easily get life insurance quotes and find the best coverage available. When you are considering how much life insurance...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:28 GMT
For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two: women like jewelry. And, when it comes to...More Content
For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two: women like jewelry. And, when it comes to fine jewelry,...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:27 GMT
These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2...More Content
These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2 forms. ...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:26 GMT
Would You Like Some Extenders With That Budget? Well, that didn't take very long. President Trump signed the Tax Cuts and Jobs Act (TCJA) into law on December 22, delivering on his promise to radically change...More Content
Would You Like Some Extenders With That Budget? Well, that didn't take very long. President Trump signed the Tax Cuts and Jobs Act (TCJA) into law on December 22, delivering on his promise to radically change the tax...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:23 GMT
It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and...More Content
It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and exemptions both...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:21 GMT
No matter if you're starting your career or approaching its end, you should be thinking about retirement. How am I getting ready? How much should I save? How should I invest? Am I being too aggressive, or too...More Content
No matter if you're starting your career or approaching its end, you should be thinking about retirement. How am I getting ready? How much should I save? How should I invest? Am I being too aggressive, or too passive? ...More Content
Thursday, March 1 2018 10:01 PM EST2018-03-02 03:01:08 GMT
It's bad enough that you have to give a chunk of your income to Uncle Sam, but it's even worse when you also have to give a chunk of money to a tax preparer WHO fails to spot savings for you or makes...More Content
It's bad enough that you have to give a chunk of your income to Uncle Sam, but it's even worse when you also have to give a chunk of money to a tax preparer WHO fails to spot savings for you or makes mistakes that...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:20 GMT
Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding...More Content
Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding aggravations...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:18 GMT
Every direct employee of a company receives a W-2 form in January. The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours. However, some people are...More Content
Every direct employee of a company receives a W-2 form in January. The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours. However, some people are confused by...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:17 GMT
Given all the data breaches and hacks these days, it's best to assume that your personal data has already been exposed and is in the hands of criminals – either preparing to sell your data to other criminals or...More Content
Given all the data breaches and hacks these days, it's best to assume that your personal data has already been exposed and is in the hands of criminals – either preparing to sell your data to other criminals or planning...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:15 GMT
If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are...More Content
If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are complements to the...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:14 GMT
Early Birds Should Be Careful Have you been waiting patiently to file your taxes? If so, you're in luck. The 2018 tax season is now underway. January 28, 2018, was the first day that the IRS would accept tax...More Content
Early Birds Should Be Careful Have you been waiting patiently to file your taxes? If so, you're in luck. The 2018 tax season is now underway. January 28, 2018, was the first day that the IRS would accept tax returns for...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:13 GMT
By Kelly Hartog "…I think it says a lot about the cryptocurrency space in general that a currency with a dog on it which hasn't released a software update in over 2 years has a $1B (billion) market cap." That...More Content
By Kelly Hartog "…I think it says a lot about the cryptocurrency space in general that a currency with a dog on it which hasn't released a software update in over 2 years has a $1B (billion) market cap." That was...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:12 GMT
Congratulations! You made it through another year. What better way to start 2018 than with 18 great money-saving tax deductions? Use them to save money on your 2017 taxes while you still can, because this is the...More Content
Congratulations! You made it through another year. What better way to start 2018 than with 18 great money-saving tax deductions? Use them to save money on your 2017 taxes while you still can, because this is the last year...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:10 GMT
In today's gig economy, very few workers enjoy pensions or defined-benefit plans. When it comes to saving for retirement, many Americans are forced to fend for themselves. Enjoying our ever-lengthening...More Content
In today's gig economy, very few workers enjoy pensions or defined-benefit plans. When it comes to saving for retirement, many Americans are forced to fend for themselves. Enjoying our ever-lengthening lifespans means...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:06 GMT
Do you ever feel like you are drowning in debt? Have you ever considered simply not paying your debts? What's the worst that can happen if you refused to pay them back? Unless you owe that debt to the...More Content
Do you ever feel like you are drowning in debt? Have you ever considered simply not paying your debts? What's the worst that can happen if you refused to pay them back? Unless you owe that debt to the "unregulated" end...More Content
Friday, February 2 2018 4:12 AM EST2018-02-02 09:12:19 GMT
Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent....More Content
Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent. The...More Content
Thursday, February 1 2018 6:43 AM EST2018-02-01 11:43:07 GMT
Super Bowl LII (52 to you non-Romans) will take place at U.S. Bank Stadium in Minneapolis on Sunday, February 4. We could have had the Jacksonville Jaguars in their first Super Bowl appearance facing the Minnesota...More Content
Super Bowl LII (52 to you non-Romans) will take place at U.S. Bank Stadium in Minneapolis on Sunday, February 4. We could have had the Jacksonville Jaguars in their first Super Bowl appearance facing the Minnesota Vikings as...More Content
Thursday, February 1 2018 6:43 AM EST2018-02-01 11:43:03 GMT
If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled. Even better than a deduction, the Senior Tax Credit...More Content
If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled. Even better than a deduction, the Senior Tax Credit for the...More Content
Thursday, February 1 2018 6:43 AM EST2018-02-01 11:43:01 GMT
A Million Ways to Retire, 292 Ways to Plan for It America's strategies for retirement run the gamut, from meticulously planned to none at all. Hopefully, your plan is more detailed than lottery tickets and...More Content
A Million Ways to Retire, 292 Ways to Plan for It America's strategies for retirement run the gamut, from meticulously planned to none at all. Hopefully, your plan is more detailed than lottery tickets and blind luck –...More Content
Thursday, February 1 2018 6:42 AM EST2018-02-01 11:42:59 GMT
Are you really as prepared for retirement as you think you are? The recent National Retirement Risk Index (NRRI) suggests that 52% of Americans are at risk of not being able to maintain their current standard of...More Content
Are you really as prepared for retirement as you think you are? The recent National Retirement Risk Index (NRRI) suggests that 52% of Americans are at risk of not being able to maintain their current standard of living when...More Content
Thursday, February 1 2018 6:42 AM EST2018-02-01 11:42:54 GMT
Do the words "tax return" send shivers down your spine because you always end up with a gigantic headache and little or no tax refund at the end? Maybe the problem is in preparation and planning – or lack of it....More Content
Do the words "tax return" send shivers down your spine because you always end up with a gigantic headache and little or no tax refund at the end? Maybe the problem is in preparation and planning – or lack of it. Tax law is...More Content
Monday, January 29 2018 8:21 AM EST2018-01-29 13:21:24 GMT
It used to be that many American career paths included pensions. Employees would put in their time in the office or factory, and employers would take care of them when they got too old to work. Today, jobs with...More Content
It used to be that many American career paths included pensions. Employees would put in their time in the office or factory, and employers would take care of them when they got too old to work. Today, jobs with...More Content
Monday, February 19 2018 8:07 AM EST2018-02-19 13:07:25 GMT
This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on...More Content
This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on Valentine's...More Content
Monday, January 29 2018 8:21 AM EST2018-01-29 13:21:17 GMT
As can be seen from yesterday's example, an individual desiring $4,000 of monthly net income in retirement can need in excess of a $1,000,000 retirement portfolio to supplement his or her Social Security and...More Content
As can be seen from yesterday's example, an individual desiring $4,000 of monthly net income in retirement can need in excess of a $1,000,000 retirement portfolio to supplement his or her Social Security and pension...More Content
Friday, January 26 2018 1:06 AM EST2018-01-26 06:06:03 GMT
I find when meeting with individuals for the first time that they typically have no idea how much they will need to be able to retire. The typical answer of $1 million is absolutely worthless since everyone has...More Content
I find when meeting with individuals for the first time that they typically have no idea how much they will need to be able to retire. The typical answer of $1 million is absolutely worthless since everyone has different...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:17 GMT
In the wake of the housing crisis, it became significantly harder to get a jumbo mortgage due to the risk factors involved. Jumbo mortgages have been making a comeback since then, but they now face a different...More Content
In the wake of the housing crisis, it became significantly harder to get a jumbo mortgage due to the risk factors involved. Jumbo mortgages have been making a comeback since then, but they now face a different style of...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:11 GMT
Millennial Retirement Idealism How will millennials do in retirement? Very well...or so they think. A recent survey by Aperion Care on millennials and aging found that many millennials have fairly ambitious – and,...More Content
Millennial Retirement Idealism How will millennials do in retirement? Very well...or so they think. A recent survey by Aperion Care on millennials and aging found that many millennials have fairly ambitious – and, in some...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:08 GMT
Your home is your castle, and it is also a source of tax deductions. Yet, every year, Americans let these potential tax deductions pass by, not realizing how to take advantage of them. Complicating matters, the Tax...More Content
Your home is your castle, and it is also a source of tax deductions. Yet, every year, Americans let these potential tax deductions pass by, not realizing how to take advantage of them. Complicating matters, the Tax Cuts and...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:07 GMT
What sort of structure makes the most sense for your small business - a corporate structure or a sole proprietorship? If neither structure fits you well, perhaps the best choice for you is a Limited Liability...More Content
What sort of structure makes the most sense for your small business - a corporate structure or a sole proprietorship? If neither structure fits you well, perhaps the best choice for you is a Limited Liability Company (LLC) –...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:04 GMT
When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure...More Content
When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure time...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:02 GMT
As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the...More Content
As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the code. ...More Content
Wednesday, January 24 2018 7:09 AM EST2018-01-24 12:09:00 GMT
Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax...More Content
Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax code...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:57 GMT
Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and...More Content
Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and therefore save...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:54 GMT
Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax...More Content
Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax laws....More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:53 GMT
Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline. Your important tax forms start arriving in the mail in January. If you simply let them accumulate in a...More Content
Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline. Your important tax forms start arriving in the mail in January. If you simply let them accumulate in a pile, it will...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:50 GMT
More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be...More Content
More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be accumulating more...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:46 GMT
Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More Content
Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:43 GMT
After weeks of negotiations between the House and the Senate, Congress finally passed tax legislation designed to lower taxes and stimulate the economy. President Trump signed the Tax Cuts and Jobs Act on Friday,...More Content
After weeks of negotiations between the House and the Senate, Congress finally passed tax legislation designed to lower taxes and stimulate the economy. President Trump signed the Tax Cuts and Jobs Act on Friday, December 22...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:40 GMT
Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before...More Content
Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before their time...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:38 GMT
Certified Public Accountants (CPAs) are incredibly busy during tax season. Their time is precious, even more so this year with the passage of the Tax Cuts and Jobs Act. That makes it even more important for you to...More Content
Certified Public Accountants (CPAs) are incredibly busy during tax season. Their time is precious, even more so this year with the passage of the Tax Cuts and Jobs Act. That makes it even more important for you to prepare...More Content
Thursday, February 1 2018 6:43 AM EST2018-02-01 11:43:05 GMT
The 2017 Tax Cuts and Jobs Act will bring significant changes to individual taxpayers, but states will also be affected by some of the law's provisions. The limitation on deductions for state and local taxes...More Content
The 2017 Tax Cuts and Jobs Act will bring significant changes to individual taxpayers, but states will also be affected by some of the law's provisions. The limitation on deductions for state and local taxes has grabbed...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:33 GMT
What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth...More Content
What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth the...More Content
Wednesday, April 26 2017 3:52 AM EDT2017-04-26 07:52:02 GMT
It is rumored that some of the wealthiest Americans manage to pay less in taxes than some of their employees. They achieve this by one of two methods: doing their own financial and tax planning or paying someone to...More Content
It is rumored that some of the wealthiest Americans manage to pay less in taxes than some of their employees. They achieve this by one of two methods: doing their own financial and tax planning or paying someone to do it for...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:31 GMT
Do you consider yourself a financial risk-taker? If so, what is the standard that you use to analyze risk? If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial...More Content
Do you consider yourself a financial risk-taker? If so, what is the standard that you use to analyze risk? If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial decisions...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:29 GMT
Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social...More Content
Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social Security...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:25 GMT
Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is...More Content
Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is that you...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:24 GMT
Tax Season Arrives In January Are you ready for tax season? Ready or not, tax season, defined as the first day that the IRS accepts tax forms to the tax filing deadline, will be here soon. For the 2018 filing...More Content
Tax Season Arrives In January Are you ready for tax season? Ready or not, tax season, defined as the first day that the IRS accepts tax forms to the tax filing deadline, will be here soon. For the 2018 filing season...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:21 GMT
Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from...More Content
Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from gift...More Content
Wednesday, January 24 2018 7:08 AM EST2018-01-24 12:08:19 GMT
In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is...More Content
In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is Social...More Content
Monday, October 16 2017 10:08 PM EDT2017-10-17 02:08:53 GMT
You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there...More Content
You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there with...More Content
Saturday, October 14 2017 4:07 AM EDT2017-10-14 08:07:29 GMT
To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy...More Content
To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To...More Content
Friday, October 13 2017 10:07 PM EDT2017-10-14 02:07:19 GMT
Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in...More Content
Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in September or...More Content
Friday, October 13 2017 10:07 PM EDT2017-10-14 02:07:22 GMT
What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my...More Content
What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my current...More Content
Friday, October 13 2017 1:07 PM EDT2017-10-13 17:07:25 GMT
The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect...More Content
The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect yourself... now! A...More Content
Friday, June 9 2017 7:37 PM EDT2017-06-09 23:37:37 GMT
FERNLEY, Nev., June 8, 2017 (SEND2PRESS NEWSWIRE) -- Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it...More Content
FERNLEY, Nev., June 8, 2017 (SEND2PRESS NEWSWIRE) -- Verify Smart Corporation (OTC:VSMR / OTCMKTS:VSMR) a Global innovator in financial fraud prevention and digital distribution solutions announced today that it has signed...More Content
Friday, June 9 2017 7:37 PM EDT2017-06-09 23:37:30 GMT
PLEASANTVILLE, N.Y., June 8, 2017 (SEND2PRESS NEWSWIRE) -- Leading vanity number provider RingBoost is expanding its donation program to provide custom phone numbers to nonprofits and charitable organizations....More Content
PLEASANTVILLE, N.Y., June 8, 2017 (SEND2PRESS NEWSWIRE) -- Leading vanity number provider RingBoost is expanding its donation program to provide custom phone numbers to nonprofits and charitable organizations. Following a...More Content
Wednesday, May 31 2017 3:47 AM EDT2017-05-31 07:47:13 GMT
If you have a series of credit cards and other high-interest rate debts that are difficult to keep track of and cause you difficulties in making payments, would you believe the answer to your problems could be yet...More Content
If you have a series of credit cards and other high-interest rate debts that are difficult to keep track of and cause you difficulties in making payments, would you believe the answer to your problems could be yet another...More Content
Tuesday, May 23 2017 9:45 PM EDT2017-05-24 01:45:17 GMT
If you don't have an emergency savings fund, how can you handle unplanned expenses? The answer is incurring debt, possibly at a level that you may not be able to handle. Greg McBride, Chief Financial Analyst...More Content
If you don't have an emergency savings fund, how can you handle unplanned expenses? The answer is incurring debt, possibly at a level that you may not be able to handle. Greg McBride, Chief Financial Analyst at...More Content
Tuesday, May 23 2017 3:45 AM EDT2017-05-23 07:45:05 GMT
When you are looking to rent a home, your landlord may want to check your credit report while evaluating your application. If your credit is less-than-perfect, all is not lost. Most landlords aren't looking for...More Content
When you are looking to rent a home, your landlord may want to check your credit report while evaluating your application. If your credit is less-than-perfect, all is not lost. Most landlords aren't looking for perfect...More Content
Monday, April 17 2017 9:49 PM EDT2017-04-18 01:49:57 GMT
Will Donald Trump be good or bad for the housing market? It is far too early to say, but ultimately, it may depend on what side of the housing transaction you find yourself. So far, indications are that the Trump...More Content
Will Donald Trump be good or bad for the housing market? It is far too early to say, but ultimately, it may depend on what side of the housing transaction you find yourself. So far, indications are that the Trump years may...More Content
Thursday, April 13 2017 9:49 PM EDT2017-04-14 01:49:13 GMT
A significant debt or a sexually transmitted disease (STD): which one would be a bigger deal breaker in a potential dating partner? A recent survey conducted by SoFi found that, for a surprising number of...More Content
A significant debt or a sexually transmitted disease (STD): which one would be a bigger deal breaker in a potential dating partner? A recent survey conducted by SoFi found that, for a surprising number of millennials, the...More Content
